In today tough economic conditions where inflation is rising and jobs are scarce, BISP continues to play a vital role in supporting poor families, especially women. With the official launch of BISP Kafaalat Phase 3 on May 26, 2025,and now continue the government of Pakistan has once again stepped forward to provide financial assistance in the form of 13500 quarterly payments to deserving households.
آج کے مشکل معاشی حالات میں جہاں مہنگائی بڑھ رہی ہے اور نوکریاں کم ہیں، بی آئی ایس پی غریب خاندانوں بالخصوص خواتین کی مدد میں اہم کردار ادا کر رہا ہے۔ 26 مئی 2025 کو BISP کفالت فیز 3 کے باضابطہ آغاز کے ساتھ، اور اب جاری ہے، حکومت پاکستان نے ایک بار پھر مستحق گھرانوں کو 13500 سہ ماہی ادائیگیوں کی صورت میں مالی امداد فراہم کرنے کے لیے آگے بڑھا ہے۔
However, many eligible women and families remain unaware of the importance of updating their records and checking eligibility through their CNICs. This article serves as a complete step-by-step guide to help you check your eligibility, update your records, and collect your payment without hassle.
Understanding BISP Kafaalat Phase 3
BISP Kafaalat Phase 3 is a continuation of the government’s commitment to extend financial support to vulnerable groups across Pakistan. Unlike previous phases, this time the program covers additional districts in all provinces including Punjab, Sindh, Khyber Pakhtunkhwa, Balochistan, Gilgit-Baltistan, and Azad Jammu & Kashmir. The expansion ensures that thousands of families who were previously left out can now benefit from the financial aid.
بی آئی ایس پی کفالت فیز 3 پاکستان بھر میں کمزور گروپوں کی مالی مدد کرنے کے حکومتی عزم کا تسلسل ہے۔ پچھلے مراحل کے برعکس، اس بار پروگرام تمام صوبوں بشمول پنجاب، سندھ، خیبر پختونخوا، بلوچستان، گلگت بلتستان اور آزاد جموں و کشمیر کے اضافی اضلاع کا احاطہ کرتا ہے۔ توسیع اس بات کو یقینی بناتی ہے کہ ہزاروں خاندان جو پہلے باہر رہ گئے تھے اب مالی امداد سے مستفید ہو سکتے ہیں۔
The quarterly installment of Rs. 13,500 is meant to help women-led households manage their daily expenses such as food, utility bills, school fees, and medical care. However, receiving this amount requires that your household information is up to date and verified through the NSER National Socio-Economic Registry which is linked to your CNIC.
You Can Also Read: BISP July 2025 Payment Disbursement Dates – Check Status, Districts & Full Guide
Who Is Eligible for the BISP Phase 3 Payments?
Eligibility for BISP Kafaalat Phase 3 is based on social and economic vulnerability. The program gives top priority to:
- Widows
- Divorced women
- Disabled women
- Women-led households
- Households with unemployed husbands
- Families with no government employment or taxable assets
Those who meet the criteria and have a valid CNIC linked to their NSER survey can qualify. However, eligibility is also determined by your poverty score, which must be below 32 to receive payments. If your score is higher or your data is outdated, your application may be rejected or delayed.
Why Is It Important to Check Your CNIC and NSER Data?
Many families do not realize that a minor mistake or an outdated record in the NSER can block or suspend their payments. Whether it’s a change in family size, income, address, or other household details all must be updated to reflect your current situation. If your data was last recorded before 2022, it is highly recommended to visit the BISP office and update it.
Your CNIC number is the gateway to verifying your BISP eligibility. The entire BISP database runs through the national registry, and without a valid, updated CNIC, you will not receive any financial assistance. Therefore, checking your CNIC status should be the first step before every payment cycle.
You Can Also Read: BISP Kafaalat Phase 3 2025 Payment Dates, Eligibility & Status Check (Full Guide)
How to Check BISP Eligibility Using CNIC Step-by-Step
You can check your eligibility from the comfort of your home through two easy methods:
1. Online Method
- Visit the official BISP portal: 8171.bisp.gov.pk
- Enter your 13-digit CNIC number
- You will immediately see your eligibility status on the screen
2. SMS Method
- Open your mobile message box
- Type your 13-digit CNIC number
- Send it to 8171
- You will receive a reply with your current eligibility and payment status
Always use your own CNIC and keep your mobile number active to receive timely updates.
Where to Register or Update Your NSER Survey
If you’re found ineligible or your information is missing or incorrect, you need to visit your nearest BISP Tehsil Office for registration or updates. Make sure to take the required documents with you to avoid delays.
Required Documents for NSER Update:
- Original CNIC of the woman applying
- B-Forms of all children in the household
- A recent utility bill electricity or gas as proof of residence
- Mobile phone for verification and updates
At the office, BISP staff will conduct your biometric verification, update your household profile, and ensure your data is re-entered into the system. After successful verification, a confirmation SMS will be sent to your mobile phone, informing you of your payment schedule.
You Can Also Read: BISP SMS Received But No Payment 2025 – Full Solution & Guide
How to Collect Your 13500 Payment
After receiving the confirmation SMS, eligible women can collect their payments through various secure channels. These methods are designed to ensure safety, accessibility, and transparency.
Payment Collection Options:
- HBL / Bank Alfalah ATMs – Withdraw cash using your CNIC and fingerprint verification
- Bank Counters – Visit the nearest branch with your CNIC and BISP message
- JazzCash / EasyPaisa / HBL Konnect Agents – Get payment at authorized agents after biometric verification
- BISP Campsites – For remote areas, official BISP camps are set up with proper verification setups
Do not pay any agent. All BISP services, including registration and payment, are completely free of cost.
Important Guidelines for Phase 3 Beneficiaries
To ensure a smooth payment experience and avoid fraud or delays, follow these important reminders:
- If your NSER data was last updated before 2022, visit the BISP Tehsil Office immediately
- Never share your BISP confirmation message, CNIC, or token with anyone
- Do not trust third-party agents — always follow official channels only
- Check your payment status before visiting any collection center
- Keep your mobile phone active and charged to receive important SMS alerts
You Can Also Read: BISP 8171 Education Stipend July 2025 Check Eligibility, Amount (Full Guide)
Additional BISP Programs You Should Explore
Besides the Kafaalat cash payments, BISP also offers additional support through the following initiatives:
- Taleemi Wazaif Educational stipends for children enrolled in schools
- Nashonuma Program Nutritional support for pregnant women and newborns to improve child health
These programs help reduce long-term poverty and improve family well-being.
فیز 3 میں بیواؤں، طلاق یافتہ خواتین، معذور خواتین اور وہ خواتین جو گھر کی سربراہی کر رہی ہیں، کو خصوصی ترجیح دی گئی ہے۔ اگر آپ کے شوہر بے روزگار ہیں، گھر میں کوئی سرکاری نوکری نہیں ہے، اور آپ کے نام پر کوئی بڑی جائیداد یا گاڑی نہیں ہے، تو آپ اس امدادی رقم کے حق دار ہو سکتے ہیں۔
اپنی معلومات اپڈیٹ کروانے کے لیے قریبی بی آئی ایس پی تحصیل آفس جائیں، اپنا اصلی CNIC، بچوں کے بے فارم، اور بجلی یا گیس کا بل ساتھ لے کر جائیں۔ بایومیٹرک تصدیق کے بعد آپ کا ڈیٹا اپڈیٹ کر دیا جائے گا۔ قسط ملنے کے بعد رقم حاصل کرنے کے لیے HBL، بینک الفلاح، جاز کیش، ایزی پیسہ یا قریبی کیمپ سائٹ کا استعمال کریں۔
Reference Table
| Details | Information |
| Program | BISP Kafaalat Phase 3 |
| Phase Launch Date | May 26, 2025 |
| Installment Amount | Rs. 13,500 per quarter |
| Eligibility Check | Send CNIC to 8171 or visit 8171.bisp.gov.pk |
| Registration Requirements | CNIC, B-Forms, Utility Bill |
| Payment Collection Methods | ATM, Bank, JazzCash, EasyPaisa, BISP Camps |
| BISP Helpline | 0800-26477 |
Conclusion
BISP Kafaalat Phase 3 is a significant step toward financial stability for many struggling families in Pakistan. With Rs. 13,500 per eligible household, this support can bring real change but it is your responsibility to keep your CNIC and NSER information updated, check your status regularly, and only follow official procedures. Do not let misinformation or fraud take away your right
Also Read: CM Gandapur Launches Ehsaas Apna Ghar Housing Scheme – Latest Updates
FAQs
When does Phase 3 of BISP Kafaalat start?
Phase 3 started on May 26, 2025 and now continue and includes newly added districts.
How can I check if I am eligible for Phase 3?
You can check your CNIC by visiting 8171.bisp.gov.pk or sending your CNIC to 8171 via SMS.
What documents are required to update NSER?
You will need your CNIC, children’s B-Forms, and a utility bill.
How will I receive my Rs. 13,500 payment?
Payments can be collected via ATM, bank counters, JazzCash/EasyPaisa, or BISP camps.
What should I do if I haven’t updated my data since 2022?
Visit your nearest BISP Tehsil Office for an updated survey.
Is there any fee for BISP registration or payment collection?
No. All services are 100% free never pay any agent.