The Benazir Income Support Programme (BISP) has been a big support for millions of low-income families in Pakistan for years. Many people have already received their payments through Phase 1 and Phase 2, and now everyone is waiting for BISP Kafaalat Phase 3— the final round for this cycle.
Table of Contents
What is BISP Kafaalat Phase 3?
The Benazir Kafaalat Programme releases payments in phases so that crowds can be managed easily, payments reach remote areas, and no eligible family is left behind. After completing Phase 1 and Phase 2 for 2025, the government has planned Phase 3 to cover all remaining eligible families.
Many people who did not get payment earlier — due to CNIC issues, biometric failure, or delayed verification — are expected to be adjusted in Phase 3.
| Step / Info | Details |
| Phase 3 Start Date (Expected) | Third or fourth week of July 2025 |
| Payment Amount | Rs. 13,500 (plus Taleemi Wazaif if eligible) |
| Who is included? | Families missed in Phase 1 & 2, newly verified, CNIC issues resolved |
| Check Status (SMS) | Send CNIC (no dashes) to 8171 |
| Check Status (Online) | Visit 8171.bisp.gov.pk |
| Where to collect | BISP campsites, HBL Konnect agents, selected ATMs |
| Helpline | 0800-26477 |
Expected Start Date for Phase 3
According to recent updates, BISP Kafaalat Phase 3 2025 is expected to begin in the third or fourth week of July 2025, depending on district and administrative arrangements. Some districts will receive payments earlier than others.
Tip: Keep checking your payment status regularly so you don’t miss the notification.
Who Will Be Included in Phase 3?
Families who:
- Did not receive payments in Phase 1 or 2
- Were newly verified after recent surveys
- Faced biometric issues or CNIC expiry but have now resolved it
- Missed Taleemi Wazaif payments for children
It is important to check your eligibility through the official channels to avoid confusion.
How to Check BISP Kafaalat Phase 3 Payment Status
Before you go to any campsite or agent, always confirm if your payment is ready. There are two official and free methods:
1. Check via SMS 8171
- Open your mobile’s message inbox.
- Type your 13-digit CNIC number (without spaces or dashes).
- Send it to 8171.
- You will receive a reply about your payment status — whether it’s released or still under process.
2. Check Online via BISP 8171 Portal
- Visit 8171.bisp.gov.pk.
- Enter the security captcha code shown on the screen.
- Enter your CNIC number correctly.
- Click on ‘Maloom Karen’ to see if your payment has been released.
If your payment shows ‘Released’, you can visit your nearest camp or payment centre.
Also Read: 8171 Check Online CNIC BISP Eligibility For 13500 Payment 2025 (July)
Required Documents for Phase 3 Collection
When going to collect your BISP Kafaalat Phase 3 payment, always keep these documents ready:
- Original CNIC of the registered woman (photocopy not accepted).
- Registered mobile SIM used for 8171 SMS.
- If you are collecting Taleemi Wazaif for your children, carry the B-Form.
- Payment SMS
- Old payment slip
Where to Collect Your Phase 3 Payment
You can collect your installment safely through these official channels only:
- BISP official campsites set up in your tehsil or district.
- HBL Konnect agents (only approved locations).
- Selected ATMs that offer biometric verification.
Important: Never trust any local agent or shopkeeper who claims they can “help” for a cut. BISP payments are 100% free.
What If You’re Still Not Included?
If you are not included in Phase 3 or still face issues after it ends:
- Visit your nearest BISP Tehsil Office and file a written complaint with your CNIC and details.
- Call the BISP helpline at 0800-26477 (toll-free).
- Keep checking your status regularly. Many families get cleared in the next cycle.
Problems Faced by Families in Phase 3 and Easy Solutions
Many families face different types of issues while collecting their BISP Phase 3 payments. Here are some common problems and how you can solve them without stress:
Fingerprints Not Matching at the Center?
Sometimes women face fingerprint mismatch issues due to worn-out fingerprints from household work. If this happens, visit your nearest NADRA office to update your biometric record. Once updated, you can retry collecting your payment within a few days.
Payment Rejected Due to Expired CNIC?
Payments are never released on expired CNICs. If your CNIC validity has ended, visit your nearest NADRA office as soon as possible to renew it. After renewal, your payment process will continue without any issue.
Agent Deducting Money From Your Payment?
No agent, shopkeeper, or payment center staff has the right to keep any amount from your payment. If anyone demands a cut or extra fee, report them immediately at your nearest BISP Tehsil Office or call the BISP helpline at 0800-26477 to register your complaint.
How to Stay Safe While Collecting Your Payment
To protect yourself from fraud and ensure you get your full payment amount safely, always follow these practical tips:
- Never give your CNIC or fingerprints to any unknown person or local agent.
- Make sure to do biometric verification only in front of official BISP staff.
- Always count your money on the spot before leaving the counter and keep your payment slip or receipt safely.
- If anyone misbehaves, demands commission, or tries to cheat you, report it immediately to BISP authorities to protect your rights.
Final Words
The Benazir Income Support Programme is truly a lifeline for millions of families in Pakistan who are struggling to manage daily expenses, buy ration, and support their children’s needs. To benefit fully from this programme, it is very important that you always follow the official process and never pay any commission to agents or shopkeepers. Make sure to educate your family members and neighbours about the correct and safe way to check and collect payments so that no one gets cheated.
Also Read: BISP July 2025 Payment Disbursement Dates – Check Status, Districts & Full Guide
FAQs
When will Phase 3 payments start?
Phase 3 is expected to start in the last weeks of July 2025.
Who will get payment in Phase 3?
Families missed in earlier phases, newly verified, or those who resolved CNIC issues.
Can I collect payment with expired CNIC?
No, renew your CNIC first to receive payment.
Is there any fee for payment collection?
No, BISP payments are 100% free.