In July 2025, the BISP continues to provide critical financial assistance to underprivileged families across Pakistan. With rising inflation and living costs, the quarterly BISP payment of Rs. 13,500 plays a vital role in helping low-income households cover essential expenses such as food, health care, and children’s education. For many families, this payment is not just aid—it’s a necessity.
جولائی 2025 میں بی آئی ایس پی پاکستان بھر کے پسماندہ خاندانوں کو اہم مالی امداد فراہم کرنا جاری رکھے ہوئے ہے۔ بڑھتی ہوئی مہنگائی اور زندگی کے اخراجات کے ساتھ، سہ ماہی بی آئی ایس پی ادائیگی روپے 13,500 کم آمدنی والے گھرانوں کی خوراک، صحت کی دیکھ بھال اور بچوں کی تعلیم جیسے ضروری اخراجات کو پورا کرنے میں اہم کردار ادا کرتا ہے
However, to benefit from this assistance without delays, it’s important that beneficiaries know how to check their BISP balance through CNIC, especially before visiting an ATM or retailer. BISP has made this process more efficient and accessible in 2025 by offering multiple balance inquiry options. Whether online, through SMS, ATM, or in person, you can now stay updated on your payment status without unnecessary hassle.
Also Read: BISP Kafaalat Phase 3 Payments Check Eligibility Using CNIC Know Full Details Step By Step
Updated Eligibility Criteria for BISP 13500 July 2025
Before checking your balance, it’s essential to ensure that you are still eligible for the program under the revised conditions for 2025. The government has refined the criteria to prevent misuse and ensure that support reaches the most deserving.
اپنا بیلنس چیک کرنے سے پہلے یہ یقینی بنانا ضروری ہے کہ آپ ابھی بھی 2025 کے لیے نظرثانی شدہ شرائط کے تحت پروگرام کے اہل ہیں۔
حکومت نے غلط استعمال کو روکنے کے لیے معیار کو بہتر بنایا ہے اور اس بات کو یقینی بنایا ہے کہ امداد سب سے زیادہ مستحق تک پہنچے
To qualify, families must meet the following requirements:
- The female head of the household must be widowed, divorced, or married with low income.
- Household must fall below the official poverty score threshold.
- Families must not own large-scale property, luxury vehicles, or have high monthly utility bills.
- The family’s data must be accurately recorded in NADRA and the National Socio-Economic Registry NSER
If you fall under these conditions, and your CNIC is active and up-to-date, you can receive the Rs. 13500 quarterly installment through BISP.
Four Official Ways to Check BISP 13500 Balance by CNIC
To make the process easier and transparent for all beneficiaries, BISP offers four main methods to check your balance. You can choose the one that suits you best depending on your access to technology and preference.
تمام مستحقین کے لیے اس عمل کو آسان اور شفاف بنانے کے لیے، بی آئی ایس پی آپ کے بیلنس کو چیک کرنے کے لیے چار اہم طریقے پیش کرتا ہے۔
1. Online Check via 8171 BISP Web Portal
The web portal is the most straightforward method for those with internet access. It is available 24/7 and can be accessed from any smartphone or computer.
- Visit the official BISP website: 8171.bisp.gov.pk
- Enter your 13-digit CNIC number without dashes.
- Complete the CAPTCHA to confirm you are not a bot.
- Click on the Submit button.
- Your payment status and balance will appear on the screen.
If the portal does not load immediately, try again during off-peak hours such as early morning or late night.
2. BISP Balance Check by SMS to 8171
If you do not have internet, the SMS option is a reliable and quick way to check your BISP payment status using your CNIC.
- Open your phone’s message app.
- Type your 13-digit CNIC number without spaces or dashes.
- Send the message to 8171 (official BISP code).
- Wait for a reply which will contain your balance and status.
Note: This service may cost Rs. 1 + tax. Avoid replying to any unofficial or unknown numbers claiming to be from BISP.
3. Balance Check via ATM Using BISP Card
Beneficiaries who have received a BISP ATM card can check their balance at ATMs of selected banks. This method is useful if you wish to directly withdraw the amount as well.
- Visit any BISP partner bank ATM such as HBL, Bank Alfalah, UBL, or MCB.
- Insert your BISP card into the machine.
- Enter your PIN code or use biometric thumb verification (available at some machines).
- Select Balance Inquiry from the menu.
- Your balance will appear on the screen. You can also print a mini-statement if needed.
If your ATM card does not work or is inactive, visit your nearest BISP office for reactivation.
4. In-Person Check at BISP Office or Retailer
For those without access to mobile phones or ATMs, BISP also allows balance inquiries in person through its tehsil offices and partner retailers such as JazzCash and EasyPaisa.
- Visit the nearest BISP Tehsil Office or authorized retailer.
- Carry your original CNIC.
- Request the staff to check your balance. Some locations may ask for biometric verification through fingerprint scans.
- You will be informed of your current balance and payment status.
BISP staff or representatives are not allowed to charge you for this service. If anyone demands money, report them immediately.
Also Read: 8171 Portal July 2025 – Check Rs13,500 BISP Payment Instantly
Documents Required to Check or Update Your BISP Information
To ensure smooth verification or updates at any point, keep the following documents ready:
- Original CNIC mandatory for all method
- BISP ATM card for ATM use
- Mobile phone for SMS alerts
- NSER documents or household information for office registration or updates
BISP 2025 Upgrades Making Balance Checks Easier Than Ever
In 2025, BISP introduced a series of enhancements that improved the balance checking process and increased transparency for beneficiaries.
Here are some notable upgrades:
- More Banks Added: Now UBL and MCB are also processing BISP payments alongside HBL and Bank Alfalah.
- Improved Portal Design: The 8171 website has been upgraded to work better on smartphones and slow internet connections.
- Biometric ATM Access: Beneficiaries can now use thumb impressions instead of remembering PIN codes.
- Mobile Vans for Registration: Rural and hard-to-reach areas now have access to mobile BISP registration and help vans.
- Backlog Payments Some eligible families are receiving double payments if previous installments were missed.
Common BISP Issues and How to Fix Them
Even with improvements, some families may face challenges while checking their balance. Below are frequent issues and simple solutions:
- No reply from 8171 SMS Wait a few minutes and resend your CNIC. Make sure the number is typed correctly.
- Website not opening: Try using a different browser or wait for off-peak hours.
- Zero balance showing Payments might still be under process. Check again after a few days.
- ATM card not working Visit the nearest BISP office to reactivate or replace the card.
- Scam calls or messages Never respond to people claiming they can “release” your payment for a fee. Call the BISP helpline.
Where to Get Help or Update Your Information
If you need to register, update your details, or file a complaint, you can visit:
- BISP Tehsil Office city and district level offices
- Partner banks like HBL, UBL, MCB, and Bank Alfalah
- Mobile registration vans operating in remote areas
- Official BISP helpline at 0800-26477
Always use official channels for assistance. Avoid agents or third-party services that claim to offer faster results for a fee.
Important Tips for BISP Beneficiaries
To ensure smooth access to your funds and avoid delays or fraud, follow these best practices:
- Always check your balance through official channels only 8171 SMS, portal, ATM, or BISP office
- Do not share your CNIC, ATM PIN, or biometric data with any unauthorized person.
- Keep your NADRA record updated to avoid being marked ineligible.
- Never pay middlemen or agents for accessing your funds BISP is 100% free.
Conclusion
The BISP 13500 July 2025 installment is a major support for Pakistan’s low-income families. By understanding and using the official methods to check your balance whether it’s through CNIC online, SMS, ATM, or a physical office you can avoid unnecessary trips, prevent fraud, and stay informed about your financial support.
Take a few minutes to verify your payment status today. Stay alert, protect your information, and help others in your community understand how to access their rightful support under BISP.
Also Read: BISP 8171 July 2025 Education Stipend For 70% Attendance Students Know Full Details Step By Step
FAQs
Can I check my BISP balance without CNIC?
No, CNIC is required for all official balance check methods.
Why does my balance show zero despite being eligible?
Payments may be under process. Wait and recheck after a few days or visit the BISP office.
Are there any hidden charges for balance checking?
No. The portal and ATM services are free. SMS may cost 1 plus tax.
Which banks are offering BISP withdrawals in 2025?
You can use HBL, UBL, MCB, and Bank Alfalah ATMs for withdrawals and balance checks.
How can I report fraud or update my BISP information?
Call the BISP helpline at 0800-26477 or visit your nearest BISP Tehsil Office.